Personal loan
Free funds for personal projects, without proof of use.
- Amount
- 1.000 € – 75.000 €
- Term
- 12 – 120 months
15.000 € · 60 months 269,53 € per month
3 % p.a. fixed
Renovation loan
Modernise, improve energy efficiency, add living space.
Your advantages
A new bathroom, a loft conversion, a heat pump or solar panels: this financing lets you carry out improvements that increase comfort and property value — without touching your savings.
- Also for energy-efficiency works
- Terms up to 180 months
- Paid out as a single amount
Who it is for
Home owners and landlords.
Worked example
For 35.000 € over 84 months at 3 % p.a. the monthly instalment is 462,47 €. Total repayment: 38.847,08 €.
| No. | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | 462,47 € | 374,97 € | 87,50 € | 34.625,03 € |
| 2 | 462,47 € | 375,91 € | 86,56 € | 34.249,12 € |
| 3 | 462,47 € | 376,85 € | 85,62 € | 33.872,27 € |
| 4 | 462,47 € | 377,79 € | 84,68 € | 33.494,48 € |
| 5 | 462,47 € | 378,73 € | 83,74 € | 33.115,75 € |
| 6 | 462,47 € | 379,68 € | 82,79 € | 32.736,07 € |
Non-binding simulation with no legal claim. Lending is subject to review and acceptance of the contract.
Documents required
- Official identity card or passport
- Proof of income for the last three months
- Recent proof of address
- For companies: a current extract from the commercial register
How to apply for this loan
- Simulate. Calculate instalment, term and the full amortisation table in seconds.
- Apply. Complete the online form and upload your documents securely.
- Review. An adviser checks your file and comes back with a decision.
- Sign. Receive the contract in your language, sign it and get the funds.
Other loan types
Property loan
Purchase, construction or refinancing with a long term.
- Amount
- 30.000 € – 500.000 €
- Term
- 60 – 300 months
180.000 € · 240 months 998,28 € per month
Car loan
A new or used vehicle with an easy monthly instalment.
- Amount
- 3.000 € – 100.000 €
- Term
- 12 – 96 months
22.000 € · 60 months 395,31 € per month
Ready to move your project forward?
Complete the application in a few minutes. No obligation, with a fast answer.
Non-binding request · Handled by a personal adviser