Personal loan
Free funds for personal projects, without proof of use.
- Amount
- 1.000 € – 75.000 €
- Term
- 12 – 120 months
15.000 € · 60 months 269,53 € per month
3 % p.a. fixed
Loan refinancing
Replace expensive existing loans with a lower instalment.
Your advantages
We settle your existing loans and replace them with financing at 3 % p.a. In many cases this reduces the monthly burden and makes the remaining term manageable again.
- Several contracts can be settled
- A new, lower monthly instalment
- One overview instead of many separate debits
Who it is for
Borrowers with current contracts at higher interest rates.
Worked example
For 45.000 € over 96 months at 3 % p.a. the monthly instalment is 527,83 €. Total repayment: 50.671,76 €.
| No. | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | 527,83 € | 415,33 € | 112,50 € | 44.584,67 € |
| 2 | 527,83 € | 416,37 € | 111,46 € | 44.168,30 € |
| 3 | 527,83 € | 417,41 € | 110,42 € | 43.750,89 € |
| 4 | 527,83 € | 418,45 € | 109,38 € | 43.332,44 € |
| 5 | 527,83 € | 419,50 € | 108,33 € | 42.912,94 € |
| 6 | 527,83 € | 420,55 € | 107,28 € | 42.492,39 € |
Non-binding simulation with no legal claim. Lending is subject to review and acceptance of the contract.
Documents required
- Official identity card or passport
- Proof of income for the last three months
- Recent proof of address
- For companies: a current extract from the commercial register
How to apply for this loan
- Simulate. Calculate instalment, term and the full amortisation table in seconds.
- Apply. Complete the online form and upload your documents securely.
- Review. An adviser checks your file and comes back with a decision.
- Sign. Receive the contract in your language, sign it and get the funds.
Other loan types
Property loan
Purchase, construction or refinancing with a long term.
- Amount
- 30.000 € – 500.000 €
- Term
- 60 – 300 months
180.000 € · 240 months 998,28 € per month
Car loan
A new or used vehicle with an easy monthly instalment.
- Amount
- 3.000 € – 100.000 €
- Term
- 12 – 96 months
22.000 € · 60 months 395,31 € per month
Ready to move your project forward?
Complete the application in a few minutes. No obligation, with a fast answer.
Non-binding request · Handled by a personal adviser