3 % p.a. fixed

Personal loan

Free funds for personal projects, without proof of use.

Your advantages

The GFR Finance GmbH personal loan gives you free funds for everyday projects — from a purchase or a family celebration to consolidating smaller commitments. You receive a fixed rate of 3 % p.a. and an amortisation table that is set from day one.

  • No proof of use required
  • A fixed monthly instalment for the entire term
  • Free early repayment at any time

Who it is for

Employees, civil servants, self-employed people and pensioners with a regular income.

Worked example

For 15.000 € over 60 months at 3 % p.a. the monthly instalment is 269,53 €. Total repayment: 16.171,85 €.

No. Payment Principal Interest Balance
1 269,53 € 232,03 € 37,50 € 14.767,97 €
2 269,53 € 232,61 € 36,92 € 14.535,36 €
3 269,53 € 233,19 € 36,34 € 14.302,17 €
4 269,53 € 233,77 € 35,76 € 14.068,40 €
5 269,53 € 234,36 € 35,17 € 13.834,04 €
6 269,53 € 234,94 € 34,59 € 13.599,10 €

Non-binding simulation with no legal claim. Lending is subject to review and acceptance of the contract.

Documents required

  • Official identity card or passport
  • Proof of income for the last three months
  • Recent proof of address
  • For companies: a current extract from the commercial register

How to apply for this loan

  1. Simulate. Calculate instalment, term and the full amortisation table in seconds.
  2. Apply. Complete the online form and upload your documents securely.
  3. Review. An adviser checks your file and comes back with a decision.
  4. Sign. Receive the contract in your language, sign it and get the funds.

Other loan types

Ready to move your project forward?

Complete the application in a few minutes. No obligation, with a fast answer.

Non-binding request · Handled by a personal adviser