Secure and transparent financing
Your project, financed at a fixed 3 % per year
Personal, property, car or business: one interest rate, clear instalments and a fully digital application.
3 % p.a. fixed
Our solutions
The right loan for every project
Twelve financing solutions, one fixed annual rate of 3 %. Choose the product that matches your goal.
Personal loan
Free funds for personal projects, without proof of use.
- Amount
- 1.000 € – 75.000 €
- Term
- 12 – 120 months
15.000 € · 60 months 269,53 € per month
Property loan
Purchase, construction or refinancing with a long term.
- Amount
- 30.000 € – 500.000 €
- Term
- 60 – 300 months
180.000 € · 240 months 998,28 € per month
Car loan
A new or used vehicle with an easy monthly instalment.
- Amount
- 3.000 € – 100.000 €
- Term
- 12 – 96 months
22.000 € · 60 months 395,31 € per month
Renovation loan
Modernise, improve energy efficiency, add living space.
- Amount
- 2.000 € – 150.000 €
- Term
- 12 – 180 months
35.000 € · 84 months 462,47 € per month
Business loan
Finance investments, working capital and growth.
- Amount
- 5.000 € – 500.000 €
- Term
- 12 – 180 months
80.000 € · 84 months 1.057,06 € per month
School loan
Cushion the family’s school and training costs.
- Amount
- 1.000 € – 30.000 €
- Term
- 6 – 84 months
8.000 € · 36 months 232,65 € per month
Loan refinancing
Replace expensive existing loans with a lower instalment.
- Amount
- 5.000 € – 200.000 €
- Term
- 24 – 180 months
45.000 € · 96 months 527,83 € per month
Student loan
Finance studies, rent and living costs.
- Amount
- 1.000 € – 50.000 €
- Term
- 12 – 120 months
12.000 € · 60 months 215,62 € per month
Bridging loan
Interim financing until your money arrives.
- Amount
- 10.000 € – 400.000 €
- Term
- 6 – 36 months
120.000 € · 18 months 6.826,12 € per month
Housing loan
Deposit, moving costs and furnishing your home.
- Amount
- 2.000 € – 60.000 €
- Term
- 12 – 120 months
20.000 € · 72 months 303,87 € per month
Debt consolidation
Combine several loans into a single instalment.
- Amount
- 5.000 € – 250.000 €
- Term
- 24 – 240 months
60.000 € · 120 months 579,36 € per month
Micro loan
Small amounts, a fast and clear decision.
- Amount
- 500 € – 10.000 €
- Term
- 6 – 48 months
3.000 € · 24 months 128,94 € per month
Simple and traceable
How your financing works
Four steps from simulation to payout — visible at any time in the client portal.
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01
Simulate
Calculate instalment, term and the full amortisation table in seconds.
-
02
Apply
Complete the online form and upload your documents securely.
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03
Review
An adviser checks your file and comes back with a decision.
-
04
Sign
Receive the contract in your language, sign it and get the funds.
About us
A registered partner based in Neidenfels
GFR Finance GmbH supports clients across Europe with their financing. We work with fixed conditions, personal advice and a client portal in which every step remains traceable.
- Limited liability company, entered in the commercial register
- Support in every European language
- Contracts and documents digitally in your client account
Optional protection
Your loan, protected at all times
Every GFR Finance GmbH loan can be combined with optional insurance that protects you and your family against unforeseen events.
- Cover for the outstanding balance
- Protection in case of incapacity or unemployment
- Clear conditions, in your language
GFR Finance in figures
Conditions that are easy to remember
3 %
Fixed annual rate
24–48 h
Pre-assessment
12
Loan types
100 %
Online application
Client reviews
What our clients say
Reviews from across Europe — individuals, families and companies.
Gabriel L.
★★★★★
Nessun costo nascosto, tasso fisso e un consulente sempre raggiungibile. Consigliato.
Aleksandrs B.
★★★★★
Ho ricevuto risposta in 48 ore e il piano di ammortamento era chiaro fin dall’inizio.
Kaisa L.
★★★★★
Pratica gestita in modo serio e veloce. La rata indicata nella simulazione è quella del contratto.
Rasmus T.
★★★★★
Refinancing my old loan reduced my monthly cost noticeably. The paperwork was minimal.
Ana M.
★★★★★
Fixed rate, predictable payments and an adviser who actually answers. Highly recommended.
Ivan H.
★★★★★
Uploading documents through the client area was straightforward, and I could follow every step.
Ready to move your project forward?
Complete the application in a few minutes. No obligation, with a fast answer.
Non-binding request · Handled by a personal adviser