3 % p.a. fixed

Debt consolidation

Combine several loans into a single instalment.

Your advantages

We combine instalment loans, overdrafts and card balances into a single financing. One contract, one rate, one date each month — and a much clearer view of your budget.

  • One instalment instead of many debits
  • Terms up to 240 months
  • A fixed 3 % p.a. on the total amount

Who it is for

Households with several parallel commitments.

Worked example

For 60.000 € over 120 months at 3 % p.a. the monthly instalment is 579,36 €. Total repayment: 69.523,82 €.

No. Payment Principal Interest Balance
1 579,36 € 429,36 € 150,00 € 59.570,64 €
2 579,36 € 430,43 € 148,93 € 59.140,21 €
3 579,36 € 431,51 € 147,85 € 58.708,70 €
4 579,36 € 432,59 € 146,77 € 58.276,11 €
5 579,36 € 433,67 € 145,69 € 57.842,44 €
6 579,36 € 434,75 € 144,61 € 57.407,69 €

Non-binding simulation with no legal claim. Lending is subject to review and acceptance of the contract.

Documents required

  • Official identity card or passport
  • Proof of income for the last three months
  • Recent proof of address
  • For companies: a current extract from the commercial register

How to apply for this loan

  1. Simulate. Calculate instalment, term and the full amortisation table in seconds.
  2. Apply. Complete the online form and upload your documents securely.
  3. Review. An adviser checks your file and comes back with a decision.
  4. Sign. Receive the contract in your language, sign it and get the funds.

Other loan types

Ready to move your project forward?

Complete the application in a few minutes. No obligation, with a fast answer.

Non-binding request · Handled by a personal adviser