3 % p.a. fixed

Micro loan

Small amounts, a fast and clear decision.

Your advantages

The micro loan covers small, urgent needs from €500.00 to €10,000.00 — a repair, a purchase, the first costs of self-employment. Short terms keep the total cost low.

  • Amounts from €500.00
  • Terms from 6 to 48 months
  • Straightforward paperwork

Who it is for

Individuals and founders with a small, clearly defined need.

Worked example

For 3.000 € over 24 months at 3 % p.a. the monthly instalment is 128,94 €. Total repayment: 3.094,65 €.

No. Payment Principal Interest Balance
1 128,94 € 121,44 € 7,50 € 2.878,56 €
2 128,94 € 121,74 € 7,20 € 2.756,82 €
3 128,94 € 122,05 € 6,89 € 2.634,77 €
4 128,94 € 122,35 € 6,59 € 2.512,42 €
5 128,94 € 122,66 € 6,28 € 2.389,76 €
6 128,94 € 122,97 € 5,97 € 2.266,79 €

Non-binding simulation with no legal claim. Lending is subject to review and acceptance of the contract.

Documents required

  • Official identity card or passport
  • Proof of income for the last three months
  • Recent proof of address
  • For companies: a current extract from the commercial register

How to apply for this loan

  1. Simulate. Calculate instalment, term and the full amortisation table in seconds.
  2. Apply. Complete the online form and upload your documents securely.
  3. Review. An adviser checks your file and comes back with a decision.
  4. Sign. Receive the contract in your language, sign it and get the funds.

Other loan types

Ready to move your project forward?

Complete the application in a few minutes. No obligation, with a fast answer.

Non-binding request · Handled by a personal adviser