3 % p.a. fixed

Property loan

Purchase, construction or refinancing with a long term.

Your advantages

With the property loan you finance the purchase, construction or refinancing of your home. Long terms of up to 300 months keep the monthly instalment low, and the fixed rate of 3 % p.a. makes the cost predictable for years.

  • Financing up to €500,000.00
  • Terms of up to 25 years
  • Can be combined with balance protection insurance

Who it is for

Home buyers, self-builders and owners who need to refinance.

Worked example

For 180.000 € over 240 months at 3 % p.a. the monthly instalment is 998,28 €. Total repayment: 239.585,79 €.

No. Payment Principal Interest Balance
1 998,28 € 548,28 € 450,00 € 179.451,72 €
2 998,28 € 549,65 € 448,63 € 178.902,07 €
3 998,28 € 551,02 € 447,26 € 178.351,05 €
4 998,28 € 552,40 € 445,88 € 177.798,65 €
5 998,28 € 553,78 € 444,50 € 177.244,87 €
6 998,28 € 555,17 € 443,11 € 176.689,70 €

Non-binding simulation with no legal claim. Lending is subject to review and acceptance of the contract.

Documents required

  • Official identity card or passport
  • Proof of income for the last three months
  • Recent proof of address
  • For companies: a current extract from the commercial register

How to apply for this loan

  1. Simulate. Calculate instalment, term and the full amortisation table in seconds.
  2. Apply. Complete the online form and upload your documents securely.
  3. Review. An adviser checks your file and comes back with a decision.
  4. Sign. Receive the contract in your language, sign it and get the funds.

Other loan types

Ready to move your project forward?

Complete the application in a few minutes. No obligation, with a fast answer.

Non-binding request · Handled by a personal adviser