/* ==========================================================================
   GFR Finance — page specific layouts
   ========================================================================== */

/* -------------------------------------------------------- Product detail -- */

.productlayout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: start;
}
.productlayout__main h2 { margin-top: 2.6rem; }
.productlayout__main h2:first-child { margin-top: 0; }

/* ------------------------------------------------------------ Simulator --- */

.simlayout {
  display: grid;
  grid-template-columns: 380px minmax(0, 1fr);
  gap: clamp(2rem, 4vw, 3rem);
  align-items: start;
}
.simform {
  padding: 1.8rem;
  background: var(--paper);
  border: 1px solid var(--line);
  position: sticky;
  top: 110px;
}
.simform h2 { font-size: 1.25rem; margin-bottom: 1.4rem; }

.statgrid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 1px;
  margin-bottom: 2rem;
  background: var(--line);
  border: 1px solid var(--line);
}
.statgrid--4 { grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); margin-top: 2rem; }
.stat { padding: 1.3rem 1.2rem; background: var(--white); }
.stat span {
  display: block;
  margin-bottom: 0.4rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
}
.stat strong {
  font-family: var(--font-display);
  font-size: clamp(1.2rem, 2vw, 1.6rem);
  font-weight: 500;
  color: var(--navy-800);
  line-height: 1.1;
}
.stat--accent { background: var(--navy-800); }
.stat--accent span { color: var(--gold-400); }
.stat--accent strong { color: #fff; }

.eligbox {
  padding: 1.6rem;
  margin-bottom: 2rem;
  background: var(--paper);
  border: 1px solid var(--line);
}
.eligbox__head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.9rem;
}
.eligbox__head h3 { margin: 0; font-size: 1.1rem; }
.eligbox__score {
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--navy-800);
}
.gauge {
  height: 6px;
  margin-bottom: 1rem;
  background: var(--line);
  overflow: hidden;
}
.gauge span {
  display: block;
  height: 100%;
  width: 0;
  background: var(--gold-500);
  transition: width 0.8s var(--ease), background 0.4s var(--ease);
}
.gauge span.is-high { background: var(--ok); }
.gauge span.is-low { background: var(--bad); }
.eligbox__facts { list-style: none; margin: 1.2rem 0; padding: 0; }
.eligbox__facts li {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.55rem 0;
  border-bottom: 1px solid var(--line);
  font-size: 0.87rem;
}
.eligbox__facts span { color: var(--muted); }
.eligbox__facts strong { color: var(--ink); }

.scheduleblock__head {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.scheduleblock__head h3 { margin: 0; }
.scheduleblock__tools { display: flex; gap: 0.5rem; }
.scheduleblock .note { margin-bottom: 1rem; }

.amortform {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 0 1.2rem;
  align-items: end;
  padding: 1.5rem 1.6rem;
  margin-bottom: 2rem;
  background: var(--paper);
  border: 1px solid var(--line);
}
.amortform .field--action { margin-bottom: 1.1rem; }

/* ---------------------------------------------------------- Application --- */

.wizardbar {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  margin: 0 0 2.4rem;
  padding: 0;
  list-style: none;
  background: var(--line);
  border: 1px solid var(--line);
}
.wizardbar li {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  margin: 0;
  padding: 1.1rem 1.2rem;
  background: var(--white);
  transition: background 0.3s var(--ease);
}
.wizardbar li.is-active { background: var(--navy-800); }
.wizardbar__num {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  flex: 0 0 auto;
  border: 1px solid var(--line);
  border-radius: 50%;
  font-family: var(--font-display);
  font-size: 0.95rem;
  color: var(--navy-800);
}
.wizardbar li.is-active .wizardbar__num {
  background: var(--gold-500);
  border-color: var(--gold-500);
  color: #fff;
}
.wizardbar__label strong {
  display: block;
  font-size: 0.92rem;
  color: var(--navy-800);
}
.wizardbar__label em {
  font-style: normal;
  font-size: 0.76rem;
  color: var(--muted);
}
.wizardbar li.is-active .wizardbar__label strong { color: #fff; }
.wizardbar li.is-active .wizardbar__label em { color: rgba(255, 255, 255, 0.6); }

.applylayout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  gap: clamp(2rem, 4vw, 3.2rem);
  align-items: start;
}
.applyform {
  padding: clamp(1.5rem, 3vw, 2.4rem);
  background: var(--white);
  border: 1px solid var(--line);
}
.formstep { display: none; }
.formstep.is-active { display: block; }
.formstep__nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  justify-content: space-between;
  margin-top: 2rem;
  padding-top: 1.6rem;
  border-top: 1px solid var(--line);
}

.successpanel {
  max-width: 760px;
  margin-inline: auto;
  padding: clamp(2rem, 4vw, 3.2rem);
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 3px solid var(--ok);
  text-align: left;
}
.successpanel__icon {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  margin: 0 0 1.2rem;
  border-radius: 50%;
  background: #e6f2ec;
  color: var(--ok);
  font-size: 1.4rem;
}
.successpanel__facts {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1px;
  margin: 1.8rem 0 0.6rem;
  background: var(--line);
  border: 1px solid var(--line);
}
.successpanel__facts > div { padding: 1rem 1.1rem; background: var(--paper); }
.successpanel__facts dt {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 0.3rem;
}
.successpanel__facts dd { margin: 0; font-size: 1rem; font-weight: 600; color: var(--navy-800); }
.successpanel h3 { margin-top: 2rem; font-size: 1.15rem; }

/* --------------------------------------------------------- Form layouts --- */

.formlayout {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: start;
}
.formlayout__image { margin: 1.6rem 0; }
.formlayout__form {
  padding: clamp(1.5rem, 3vw, 2.3rem);
  background: var(--white);
  border: 1px solid var(--line);
}
.panelform .field:last-of-type { margin-bottom: 0; }

.contactcard {
  padding: 1.5rem 1.6rem;
  margin-bottom: 1.2rem;
  background: var(--white);
  border: 1px solid var(--line);
}
.contactcard h3 {
  margin-bottom: 0.6rem;
  font-family: var(--font-body);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-600);
}
.contactcard p { font-size: 0.94rem; margin-bottom: 0.5rem; }
.contactcard--dark { background: var(--navy-800); color: rgba(255, 255, 255, 0.78); border-color: var(--navy-800); }
.contactcard--dark h3 { color: var(--gold-400); }

/* ---------------------------------------------------------------- FAQ ----- */

.faqlayout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: clamp(2rem, 4vw, 3.2rem);
  align-items: start;
}
.faqteaser {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: start;
}

/* ------------------------------------------------------------ Error page -- */

.errorpage { padding: clamp(4rem, 10vw, 8rem) 0; }
.errorpage__code {
  font-family: var(--font-display);
  font-size: clamp(4rem, 12vw, 8rem);
  line-height: 1;
  color: var(--paper-2);
  margin: 0 0 1rem;
}

/* ------------------------------------------------------------ Responsive -- */

@media (max-width: 1024px) {
  .productlayout, .simlayout, .applylayout, .formlayout, .faqlayout, .faqteaser {
    grid-template-columns: 1fr;
  }
  .simform, .sidecard--sticky { position: static; }
  .wizardbar { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
  .statgrid { grid-template-columns: 1fr 1fr; }
  .successpanel__facts { grid-template-columns: 1fr; }
  .amortform { grid-template-columns: 1fr; }
  .formstep__nav { flex-direction: column-reverse; }
  .formstep__nav .btn { width: 100%; }
}