/* ==========================================================================
   GFR Finance — components: hero, sections, cards, tables, accordions
   ========================================================================== */

/* -------------------------------------------------------------- Sections -- */

.section { padding: var(--section-y) 0; background: var(--white); }
.section--paper { background: var(--paper); }
.section--dark { background: var(--navy-800); color: rgba(255, 255, 255, 0.78); }
.section--dark h1, .section--dark h2, .section--dark h3 { color: #fff; }
.section--dark strong { color: #fff; }

.sectionhead { max-width: 62ch; margin-bottom: clamp(2rem, 4vw, 3rem); }
.sectionhead--center { margin-inline: auto; text-align: center; }
.sectionhead--center .eyebrow { justify-content: center; }
.sectionhead__text { font-size: 1.03rem; color: var(--muted); margin: 0; }

.prose { max-width: var(--shell-narrow); }
.prose h2 { margin-top: 2.4rem; font-size: 1.4rem; }
.prose h2:first-child { margin-top: 0; }
.prose ul { padding-left: 1.1rem; }

/* ----------------------------------------------------------------- Hero --- */

.hero {
  position: relative;
  overflow: hidden;
  background: var(--navy-900);
}
.hero__track { position: relative; min-height: clamp(520px, 68vh, 720px); }
.hero__slide {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.9s var(--ease), visibility 0.9s;
}
.hero__slide.is-active { opacity: 1; visibility: visible; position: relative; }
.hero__slide:not(.is-active) { pointer-events: none; }

.hero__media {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transform: scale(1.06);
  transition: transform 9s linear;
}
.hero__slide.is-active .hero__media { transform: scale(1); }
.hero__media::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(7, 21, 35, 0.92) 0%, rgba(7, 21, 35, 0.72) 42%, rgba(7, 21, 35, 0.28) 78%),
    linear-gradient(180deg, rgba(7, 21, 35, 0.4) 0%, rgba(7, 21, 35, 0.18) 60%, rgba(7, 21, 35, 0.6) 100%);
}

.hero__content {
  position: relative;
  z-index: 2;
  max-width: 660px;
  padding: clamp(4rem, 9vw, 7rem) 0;
  color: rgba(255, 255, 255, 0.85);
}
.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  margin: 0 0 1.1rem;
  font-size: 0.73rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold-400);
}
.hero__eyebrow::before { content: ""; width: 34px; height: 1px; background: var(--gold-400); }
.hero__title {
  margin: 0 0 1.1rem;
  color: #fff;
  font-size: clamp(2.1rem, 4.4vw, 3.5rem);
  line-height: 1.1;
  letter-spacing: -0.02em;
}
.hero__text {
  max-width: 52ch;
  margin: 0 0 2rem;
  font-size: clamp(1rem, 1.3vw, 1.12rem);
  color: rgba(255, 255, 255, 0.8);
}
.hero__actions { display: flex; flex-wrap: wrap; gap: 0.85rem; }
.hero__badge { margin: 2.2rem 0 0; }
.hero__badge span {
  display: inline-block;
  padding: 0.45rem 0.9rem;
  border: 1px solid rgba(255, 255, 255, 0.28);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #fff;
}

.hero__arrow {
  position: absolute;
  top: 50%;
  z-index: 4;
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  transform: translateY(-50%);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.3);
  color: #fff;
  font-size: 0.9rem;
  cursor: pointer;
  transition: background 0.25s var(--ease);
}
.hero__arrow:hover { background: rgba(255, 255, 255, 0.24); }
.hero__arrow--prev { left: 1rem; }
.hero__arrow--next { right: 1rem; }

.hero__dots {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 1.5rem;
  z-index: 4;
  display: flex;
  justify-content: center;
  gap: 0.5rem;
}
.hero__dots button {
  width: 30px;
  height: 3px;
  padding: 0;
  border: 0;
  background: rgba(255, 255, 255, 0.32);
  cursor: pointer;
  transition: background 0.25s var(--ease);
}
.hero__dots button.is-active { background: var(--gold-400); }

/* ------------------------------------------------------------ Page hero --- */

.pagehero {
  position: relative;
  background: var(--navy-900);
  overflow: hidden;
}
.pagehero__media {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
}
.pagehero__media::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(100deg, rgba(7, 21, 35, 0.93) 0%, rgba(7, 21, 35, 0.72) 55%, rgba(7, 21, 35, 0.42) 100%);
}
.pagehero__inner {
  position: relative;
  z-index: 2;
  padding: clamp(3rem, 6vw, 5.2rem) 0 clamp(2.6rem, 5vw, 4rem);
  color: rgba(255, 255, 255, 0.82);
}
.pagehero h1 { max-width: 24ch; margin: 0.4rem 0 0.9rem; color: #fff; }
.pagehero__intro { max-width: 62ch; margin: 0; font-size: 1.05rem; color: rgba(255, 255, 255, 0.78); }
.pagehero__badge {
  display: inline-block;
  margin: 0 0 0.8rem;
  padding: 0.3rem 0.7rem;
  background: var(--gold-500);
  color: #fff;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.crumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.45rem;
  margin-bottom: 1.1rem;
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.55);
}
.crumbs a { color: rgba(255, 255, 255, 0.72); }
.crumbs a:hover { color: var(--gold-400); }
.crumbs [aria-current] { color: #fff; }

/* -------------------------------------------------------------- Trustbar -- */

.trustbar { background: var(--navy-800); border-bottom: 1px solid rgba(255, 255, 255, 0.08); }
.trustbar__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.trustbar__item {
  display: flex;
  gap: 0.9rem;
  align-items: flex-start;
  padding: 1.6rem 1.4rem 1.6rem 0;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
}
.trustbar__item:first-child { padding-left: 0; }
.trustbar__item:last-child { border-right: 0; }
.trustbar__num {
  font-family: var(--font-display);
  font-size: 0.9rem;
  color: var(--gold-400);
  padding-top: 0.1rem;
}
.trustbar__item strong {
  display: block;
  color: #fff;
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 0.15rem;
}
.trustbar__item span { font-size: 0.83rem; color: rgba(255, 255, 255, 0.6); line-height: 1.5; }

/* --------------------------------------------------------------- Cards ---- */

.cardgrid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(310px, 1fr));
  gap: 1.6rem;
}
.cardgrid--3 { grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); }

.loancard {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--line);
  transition: box-shadow 0.35s var(--ease), transform 0.35s var(--ease), border-color 0.35s var(--ease);
}
.loancard:hover {
  transform: translateY(-4px);
  border-color: var(--gold-400);
  box-shadow: var(--shadow-md);
}
.loancard__media {
  position: relative;
  display: block;
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--paper-2);
}
.loancard__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.7s var(--ease);
}
.loancard:hover .loancard__media img { transform: scale(1.05); }
.loancard__badge {
  position: absolute;
  left: 0;
  bottom: 0;
  padding: 0.35rem 0.7rem;
  background: var(--navy-800);
  color: #fff;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.loancard__body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 1.4rem 1.4rem 1.5rem;
}
.loancard__body h3 { margin-bottom: 0.5rem; font-size: 1.16rem; }
.loancard__body h3 a { color: var(--navy-800); }
.loancard__body h3 a:hover { color: var(--gold-600); }
.loancard__short { font-size: 0.9rem; color: var(--muted); margin-bottom: 1.1rem; }

.loancard__specs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.8rem;
  margin: 0 0 1rem;
  padding: 0.9rem 0;
  border-top: 1px solid var(--line-soft);
  border-bottom: 1px solid var(--line-soft);
}
.loancard__specs dt {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 0.2rem;
}
.loancard__specs dd { margin: 0; font-size: 0.85rem; font-weight: 600; color: var(--ink); }

.loancard__example {
  margin: 0 0 1.2rem;
  font-size: 0.8rem;
  color: var(--muted);
}
.loancard__example strong {
  display: block;
  margin-top: 0.15rem;
  font-family: var(--font-display);
  font-size: 1.05rem;
  color: var(--navy-800);
}
.loancard__actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.8rem;
  margin-top: auto;
}

.inscard {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--line);
}
.inscard__media { aspect-ratio: 16 / 10; overflow: hidden; }
.inscard__media img { width: 100%; height: 100%; object-fit: cover; }
.inscard__body { display: flex; flex-direction: column; flex: 1; padding: 1.5rem; }
.inscard__body .btn { margin-top: auto; }

.valuegrid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.6rem;
}
.valuecard {
  padding: 2rem 1.7rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 2px solid var(--gold-500);
}
.valuecard__num {
  display: block;
  margin-bottom: 0.9rem;
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--gold-500);
}

/* --------------------------------------------------------------- Split ---- */

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 5vw, 4.5rem);
  align-items: center;
}
.split--reverse .split__media { order: 2; }
.split__media { position: relative; }
.split__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  aspect-ratio: 4 / 3;
}
.split__media--tall img { aspect-ratio: 4 / 5; }
.split__media::after {
  content: "";
  position: absolute;
  right: -14px;
  bottom: -14px;
  width: 55%;
  height: 40%;
  border-right: 2px solid var(--gold-400);
  border-bottom: 2px solid var(--gold-400);
  pointer-events: none;
}
.split__body h2 { margin-bottom: 1rem; }

.checklist { list-style: none; margin: 1.4rem 0 0; padding: 0; }
.checklist li {
  position: relative;
  padding-left: 1.9rem;
  margin-bottom: 0.7rem;
  font-size: 0.95rem;
}
.checklist li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 11px;
  height: 6px;
  border-left: 1.5px solid var(--gold-500);
  border-bottom: 1.5px solid var(--gold-500);
  transform: rotate(-45deg);
}
.checklist--light li { color: rgba(255, 255, 255, 0.8); }
.checklist--muted li { font-size: 0.9rem; color: var(--muted); }

.numlist { counter-reset: n; list-style: none; padding: 0; margin: 1.2rem 0 0; }
.numlist li {
  counter-increment: n;
  position: relative;
  padding-left: 2.4rem;
  margin-bottom: 0.9rem;
  font-size: 0.95rem;
}
.numlist li::before {
  content: counter(n, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 0;
  font-family: var(--font-display);
  font-size: 0.95rem;
  color: var(--gold-500);
}

.deflist { margin: 1.2rem 0 0; }
.deflist > div { padding: 0.85rem 0; border-bottom: 1px solid var(--line); }
.deflist dt { font-weight: 600; color: var(--navy-800); font-size: 0.92rem; }
.deflist dd { margin: 0.2rem 0 0; font-size: 0.9rem; color: var(--muted); }

.infobox {
  margin: 1.8rem 0;
  padding: 1.4rem 1.5rem;
  background: var(--paper);
  border-left: 2px solid var(--gold-500);
}
.infobox h3 { margin-bottom: 0.4rem; font-size: 1.02rem; }
.infobox p { margin: 0; font-size: 0.93rem; }

/* --------------------------------------------------------------- Steps ---- */

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.6rem;
  list-style: none;
  margin: 0;
  padding: 0;
  counter-reset: step;
}
.steps__item { margin: 0; }
.steps__media { position: relative; margin-bottom: 1.1rem; overflow: hidden; }
.steps__media img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.steps__num {
  position: absolute;
  left: 0;
  bottom: 0;
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  background: var(--navy-800);
  color: #fff;
  font-family: var(--font-display);
  font-size: 1rem;
}
.steps__item h3 { margin-bottom: 0.45rem; font-size: 1.08rem; }
.steps__item p { font-size: 0.9rem; color: var(--muted); }

.ministeps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 1.6rem;
  list-style: none;
  margin: 0;
  padding: 0;
}
.ministeps li {
  margin: 0;
  padding: 1.7rem 1.5rem;
  background: var(--white);
  border: 1px solid var(--line);
}
.ministeps li span {
  display: block;
  margin-bottom: 0.8rem;
  font-family: var(--font-display);
  font-size: 1.3rem;
  color: var(--gold-500);
}
.ministeps h3 { font-size: 1.05rem; margin-bottom: 0.4rem; }
.ministeps p { font-size: 0.9rem; color: var(--muted); }

/* -------------------------------------------------------------- Figures --- */

.figures { position: relative; overflow: hidden; background: var(--navy-900); }
.figures__media {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.3;
}
.figures__inner {
  position: relative;
  z-index: 2;
  padding: var(--section-y) 0;
  text-align: center;
  color: rgba(255, 255, 255, 0.8);
}
.figures__inner .eyebrow { justify-content: center; }
.figures__inner h2 { color: #fff; margin-bottom: 2.6rem; }
.figures__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.4rem;
}
.figures__item {
  padding: 1.6rem 1rem;
  border: 1px solid rgba(255, 255, 255, 0.14);
  background: rgba(255, 255, 255, 0.04);
}
.figures__item strong {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(1.9rem, 3.4vw, 2.7rem);
  font-weight: 500;
  color: #fff;
  line-height: 1;
  margin-bottom: 0.55rem;
}
.figures__item span {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-400);
}

/* ------------------------------------------------------------- Reviews ---- */

.reviews__top {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-end;
  justify-content: space-between;
  gap: 1.6rem;
}
.reviews__top .sectionhead { margin-bottom: 1.4rem; }

.ratingbox {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
  padding: 1.1rem 1.4rem;
  background: var(--white);
  border: 1px solid var(--line);
  margin-bottom: 1.4rem;
}
.ratingbox strong { font-family: var(--font-display); font-size: 1.85rem; color: var(--navy-800); line-height: 1; }
.ratingbox__stars { color: var(--gold-500); letter-spacing: 0.14em; font-size: 0.95rem; }
.ratingbox__count { font-size: 0.78rem; color: var(--muted); }
.ratingbox--lg { flex-direction: row; align-items: center; gap: 1.2rem; margin: 0; }
.ratingbox--lg strong { font-size: 2.3rem; }

.reviews__grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 1.4rem;
  margin-bottom: 2.4rem;
}
.reviews__grid--full { margin-bottom: 0; }

.review {
  display: flex;
  flex-direction: column;
  padding: 1.5rem;
  background: var(--white);
  border: 1px solid var(--line);
  transition: box-shadow 0.3s var(--ease);
}
.review:hover { box-shadow: var(--shadow-sm); }
.review__head { display: flex; align-items: center; gap: 0.8rem; margin-bottom: 0.8rem; }
.review__avatar {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  flex: 0 0 auto;
  border-radius: 50%;
  background: var(--navy-800);
  color: #fff;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.04em;
}
.review__head strong { display: block; font-size: 0.95rem; color: var(--ink); }
.review__meta { font-size: 0.76rem; color: var(--muted); }
.review__stars { margin: 0 0 0.7rem; color: var(--gold-500); letter-spacing: 0.12em; font-size: 0.9rem; }
.review__stars span { color: var(--line); }
.review__body { flex: 1; font-size: 0.93rem; color: var(--body); margin-bottom: 1rem; }
.review__foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.7rem;
  padding-top: 0.85rem;
  border-top: 1px solid var(--line-soft);
}
.review__verified {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ok);
}

.reviewsbar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.4rem;
  margin-bottom: 2.4rem;
  padding-bottom: 1.6rem;
  border-bottom: 1px solid var(--line);
}
.reviewsfilter { display: flex; align-items: center; gap: 0.7rem; }
.reviewsfilter label { margin: 0; white-space: nowrap; }
.reviewsfilter select { min-width: 220px; }

/* ------------------------------------------------------------ CTA band ---- */

.ctaband { position: relative; overflow: hidden; background: var(--navy-800); }
.ctaband__media {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.22;
}
.ctaband__inner {
  position: relative;
  z-index: 2;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  padding: clamp(2.8rem, 5vw, 4.2rem) 0;
  color: rgba(255, 255, 255, 0.8);
}
.ctaband h2 { max-width: 26ch; margin-bottom: 0.7rem; color: #fff; }
.ctaband p { max-width: 52ch; margin: 0; }
.ctaband__note {
  margin-top: 0.9rem !important;
  font-size: 0.8rem;
  color: var(--gold-400);
}
.ctaband__actions { display: flex; flex-wrap: wrap; gap: 0.8rem; }

/* --------------------------------------------------------------- Tables --- */

.tablewrap {
  background: var(--white);
  border: 1px solid var(--line);
  overflow-x: auto;
}
.tablewrap--scroll { max-height: 460px; overflow-y: auto; }

.datatable {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.88rem;
}
.datatable th, .datatable td {
  padding: 0.8rem 1rem;
  text-align: left;
  border-bottom: 1px solid var(--line-soft);
  white-space: nowrap;
}
.datatable thead th {
  position: sticky;
  top: 0;
  z-index: 1;
  background: var(--paper);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  border-bottom: 1px solid var(--line);
}
.datatable tbody tr:hover { background: var(--paper); }
.datatable tbody tr:last-child td { border-bottom: 0; }
.datatable--numeric td:not(:first-child), .datatable--numeric th:not(:first-child) { text-align: right; }
.datatable--facts th {
  width: 34%;
  background: var(--paper);
  font-weight: 600;
  color: var(--navy-800);
  text-transform: none;
  letter-spacing: 0;
  font-size: 0.88rem;
  position: static;
}
.datatable--facts td { white-space: normal; }

/* ------------------------------------------------------------ Accordion --- */

.accordion { border-top: 1px solid var(--line); }
.accordion__item { border-bottom: 1px solid var(--line); background: var(--white); }
.accordion__item summary {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.2rem 1.3rem;
  font-family: var(--font-display);
  font-size: 1.03rem;
  font-weight: 500;
  color: var(--navy-800);
  cursor: pointer;
  list-style: none;
}
.accordion__item summary::-webkit-details-marker { display: none; }
.accordion__item summary::after {
  content: "+";
  flex: 0 0 auto;
  font-family: var(--font-body);
  font-size: 1.25rem;
  line-height: 1;
  color: var(--gold-500);
  transition: transform 0.25s var(--ease);
}
.accordion__item[open] summary::after { content: "−"; }
.accordion__item[open] summary { background: var(--paper); }
.accordion__body { padding: 0 1.3rem 1.4rem; font-size: 0.94rem; color: var(--body); }
.accordion--lg .accordion__item summary { font-size: 1.08rem; padding: 1.35rem 1.4rem; }

/* ------------------------------------------------------------ Side cards -- */

.sidecard {
  padding: 1.6rem;
  margin-bottom: 1.3rem;
  background: var(--white);
  border: 1px solid var(--line);
}
.sidecard--dark { background: var(--navy-800); color: rgba(255, 255, 255, 0.78); border-color: var(--navy-800); }
.sidecard--dark h3 { color: #fff; }
.sidecard--plain { background: var(--paper); }
.sidecard--sticky { position: sticky; top: 110px; }
.sidecard__eyebrow {
  margin: 0 0 0.9rem;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-600);
}
.sidecard--dark .sidecard__eyebrow { color: var(--gold-400); }
.sidecard__big {
  margin: 0 0 0.9rem;
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--navy-800);
  line-height: 1;
}
.sidecard__specs { margin: 0 0 1.3rem; }
.sidecard__specs > div {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.6rem 0;
  border-bottom: 1px solid var(--line-soft);
  font-size: 0.87rem;
}
.sidecard__specs dt { color: var(--muted); }
.sidecard__specs dd { margin: 0; font-weight: 600; color: var(--ink); text-align: right; }
.sidecard .btn { margin-top: 0.5rem; }

/* ------------------------------------------------------------- Responsive -- */

@media (max-width: 1024px) {
  .trustbar__grid { grid-template-columns: repeat(2, 1fr); }
  .trustbar__item { padding: 1.3rem 1.2rem 1.3rem 0; }
  .trustbar__item:nth-child(2) { border-right: 0; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .figures__grid { grid-template-columns: repeat(2, 1fr); }
  .split { grid-template-columns: 1fr; }
  .split--reverse .split__media { order: 0; }
  .split__media img { aspect-ratio: 16 / 10; }
  .split__media--tall img { aspect-ratio: 16 / 10; }
}

@media (max-width: 720px) {
  .hero__track { min-height: 560px; }
  .hero__arrow { display: none; }
  .trustbar__grid { grid-template-columns: 1fr; }
  .trustbar__item { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.1); padding: 1.1rem 0; }
  .trustbar__item:last-child { border-bottom: 0; }
  .steps { grid-template-columns: 1fr; }
  .figures__grid { grid-template-columns: 1fr; }
  .cardgrid { grid-template-columns: 1fr; }
  .reviews__grid { grid-template-columns: 1fr; }
  .ctaband__inner { flex-direction: column; align-items: flex-start; }
  .ratingbox--lg { flex-direction: column; align-items: flex-start; gap: 0.3rem; }
  .reviewsfilter { width: 100%; flex-direction: column; align-items: stretch; }
  .reviewsfilter select { min-width: 0; width: 100%; }
  .sidecard--sticky { position: static; }
}